tag:blogger.com,1999:blog-1131924142966006519.post1460793547273357935..comments2024-03-29T08:20:37.660-05:00Comments on Lisa's Yarns: Finance Friday: Conducting a Financial ReviewLisa from Lisa's Yarnshttp://www.blogger.com/profile/05335500882510597919noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-1131924142966006519.post-92024130283103985132021-11-23T20:57:13.236-06:002021-11-23T20:57:13.236-06:00Depending your necessities, you can pick any of th...Depending your necessities, you can pick any of the plans. If your principal concern is sensibility, Term Life Insurance is a prevalent other option. It starts with the most negligible month to month premiums. If you are looking for an overall response for you and your family, by then Permanent Life Insurance will be commonly sensible. Check <a href="https://financialadvise.ca/services/financial-planning/" rel="nofollow">financial planner Calgary</a>Financial Advisehttps://www.blogger.com/profile/14168551065547376023noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-73853980465196322972019-02-15T13:51:02.670-06:002019-02-15T13:51:02.670-06:00We do not do an annual review but we do talk when ...We do not do an annual review but we do talk when something may change, he needs me to give my info for something etc.. haha. We only owe on his truck payment currently and I think we are on track to pay that off in November. Which will be 3 years early on that loan. We paid our house off and I quit working so that's been nice. We do have a good healthy savings and both have retirement accounts and we started a college plan for the kiddo. Obviously we could have more if I worked, but with subbing once in a great while and volunteering and being available more wit my family, I find that holds a lot of value.The Many Thoughts of a Readerhttps://www.blogger.com/profile/12261949837343560602noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-80238915312945640632019-02-02T16:55:57.815-06:002019-02-02T16:55:57.815-06:00We don't do an annual review, but we talk abou...We don't do an annual review, but we talk about our finances all the time, and have the same spending habits and financial goals. We hate debt, so we try to avoid it, other than our mortgage. We don't buy a lot of clothing/stuff, and most of our money goes toward travel, food, and investments.Jolene - EverydayFoodiehttps://www.blogger.com/profile/11490816021651698189noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-13554688420790675802019-01-30T02:28:22.268-06:002019-01-30T02:28:22.268-06:00Thank you so much for the detailed articleThank you so much for the detailed articleClipping Pathhttps://www.clippingpathquick.com/noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-31797043455412914732019-01-28T15:58:58.799-06:002019-01-28T15:58:58.799-06:00This post was so interesting to read! We do not do...This post was so interesting to read! We do not do an annual financial review like this but we do talk about our finances very often and evaluate large purchases together. Our big goal over the next couple of years now that we are cutting back on big traveling is to save a very significant chunk of money in a savings account. I also have a goal of aggressively paying down debt. We don't have credit card debt, but we have two vehicle loans that I would like to pay off as quickly as possible. I'm going to start with mine since it has higher interest and then my plan is once that is paid off put all that money onto Eric's truck. I am hoping to pay off both loans in 3 years and I don't even bother with envisioning paying off our mortgages and being totally "debt free" as I really do not see that ever happening, ha. But I would like to be as 'debt free' as possible so getting those car loans taken care of will help with that! Amberhttps://www.blogger.com/profile/05185652640389232120noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-24213875429441176342019-01-25T22:39:05.064-06:002019-01-25T22:39:05.064-06:00David and I hold similar financial reviews once a ...David and I hold similar financial reviews once a year, plus at times of change - so buying a house, changing jobs, moving money around. I would also love to retire early, since David is older than me. It would be miserable to be trucking off to work for 8 years after his retirement! But I am sure I won't...I am a little addicted to work, I think! Graciehttps://www.blogger.com/profile/05641028266038110278noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-70742208842979789682019-01-25T20:34:10.017-06:002019-01-25T20:34:10.017-06:00I want to start by agreeing with what other people...I want to start by agreeing with what other people have said: don't apologize for your financial state! You earned it rightfully and have made smart decisions with your money. You could be using your money to always go out to eat, buy the latest gadgets, and travel expensively but you don't do any of that. Just because someone makes a good wage, that doesn't mean they use their money wisely - and you and Phil DO. You should be proud of that!<br /><br />I don't really conduct a financial review because it doesn't really make a ton of sense in my life right now (I don't really have many assets, lol). I do try to set some money goals every year, and this year it's to FINALLY get that $1,000 emergency fund going as well as pay a little bit extra to my student loans. I also want to start saving to potentially move apartments in 2020.Stephanyhttps://www.blogger.com/profile/01664500645286563334noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-43780015706496428952019-01-25T20:22:44.664-06:002019-01-25T20:22:44.664-06:00I think it's great that more people talk about...I think it's great that more people talk about their finances... we can learn so much from each other.<br />You don't have to apologize for being in a good financial situation and for being smart with your money, there are still valuable lessons for people that are in a less fortunate situation.<br /><br />I do think we (J and I) should meet with a financial advisor at some point. We live on one income, but have some savings + investments, but we should probably talk about what you called "goals"... because a lot of it is just "sitting" right now. Sanhttps://www.blogger.com/profile/10196296268895103846noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-23626656913504729172019-01-25T12:09:01.414-06:002019-01-25T12:09:01.414-06:00This isn't really my wheelhouse, though I do m...This isn't really my wheelhouse, though I do my best and always find it interesting to do a bit of a review at the end of the year, though not so comprehensive as yours. I learn from you!Jeaniehttps://www.blogger.com/profile/17482528482559445943noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-71739034872553113762019-01-25T11:38:30.563-06:002019-01-25T11:38:30.563-06:00I'm so thankful that you do these posts! I thi...I'm so thankful that you do these posts! I think they are very helpful! I probably need to do a better job of the review process!Charbellehttps://www.blogger.com/profile/12023222309412936172noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-8148141240009123892019-01-25T08:46:29.997-06:002019-01-25T08:46:29.997-06:00I find these kinds of posts so interesting! We hav...I find these kinds of posts so interesting! We have semi-combined finances and each keep track of our net worth month-by-month, which makes it easy to do a year-end review every year. I also track every single penny we spend, because I'm OCD like that :)missrishttps://www.blogger.com/profile/03595843215458849973noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-1410405126543194812019-01-25T07:06:21.492-06:002019-01-25T07:06:21.492-06:00I love these posts too!
I don't think you sho...I love these posts too!<br /><br />I don't think you should apologize for being in a better position than a lot of people- as you said, you've worked hard and continue to work hard and make choices for it. Also, I still think your tips are extremely helpful especially considering your education and work background and apply to all people. <br /><br />Another fun resource you probably already listen to for info about "financial summits" (as they call them) is the Matrimoney podcast with Kelsey from the Girl Next Door podcast. Kelly (She Wears a Red Sox Cap)https://www.blogger.com/profile/04415604174106394910noreply@blogger.comtag:blogger.com,1999:blog-1131924142966006519.post-70748369370125929962019-01-25T06:23:24.036-06:002019-01-25T06:23:24.036-06:00I love these posts! It's always fascinating to...I love these posts! It's always fascinating to see what other people do regarding their finances, especially when you read stats about less than 25% of Americans having more than $1,000 in savings. I always want to review their spending and see if that statement makes sense! I do not do a review on the way you do butbindo review everything when I do my annual money pie. This is a great chance to see where my money is going and if I need to make any changes. I also use a portfolio tool on the Bank of America website that breaks out all of my accounts and show my net worth etc. Kyria @ Travel Spothttps://www.blogger.com/profile/05889638304509763419noreply@blogger.com