And here we are on the cusp of the end of yet another year. As I illustrated yesterday, 2011 was a fabulous year. I am bound and determined to make 2012 just as wonderful. I'm not one for making resolutions, but I do have some goals/items of focus for 2012...
1. Pass Level II of the CFA. I started studying on Monday, so am already working towards this goal. I'll be talking more about that next week. Level II has the same pass rate as Level I did (around 40%) and is harder than Level I so I have my work cut out for me!
2. Run a sub-4:10 marathon. Yep, I am back to marathoning, even though I swore I'd never do another one after Portland. According to a pace calculator, I could run a 4:02 marathon, but I think 4:10 is a good goal. That would shave 12 minutes off my last marathon. I haven't decided on a race yet, but am leaning towards the DC Marine Corp marathon in the fall. But I am open to suggestions - so if there is a fall race (preferably late October/early November) in your neck of the woods (wherever that may be), I'm all ears!
3. Save, save, save. I did a whole lot of traveling last year - and I do not regret a single trip, but this year needs to be a focused on saving. I've got a sickening amount of student loan debt from my MBA program and a mortgage on a condo that I'd like to continue to chip away at so that eventually I can sell it and not have to bring a huge check to the closing table. I have set an aggressive student loan pay down goal - it's doable, but will definitely require me to adjust some spending habits.
4. Abstain from buying books. This pains me, but is one way I will focus on saving instead of spending. I have 4 shelves of unread books. I can borrow books from the library - either the physical version or I can download them on my nook. There really isn't a great, justifiable reason for me to buy any books this year. If I do get any B&N gift cards for my birthday, I will make an exception. I have never gone a year without buying a single book, so this will be a challenge for me, to say the least.
So those are some of my goals for 2012. I feel that, with hard work, they are achievable!
This is my last post of 2011! I hope that everyone has a safe and happy New Year!
What are some of your goals or resolutions for 2012? How will you spend NYE? I'll bring in the new year with my family - 4 of us 5 kids will be together with my parents so it should be a blast!